Wayne Peragine

Wayne Peragine

Evil tv aficionado. General web practitioner. Certified coffeeaholic. Certified twitter trailblazer. Infuriatingly humble beer evangelist. Friendly travel ninja.

75 Total Articles
Understanding Pre-Existing Condition Exclusions in Health Insurance Coverage

Understanding Pre-Existing Condition Exclusions in Health Insurance Coverage

When shopping for health insurance coverage, one of the most important things to consider is pre-existing condition...

Comparing Health Insurance Quotes Across Different Providers and Plans

Comparing Health Insurance Quotes Across Different Providers and Plans

Finding the right health insurance plan can be a daunting and tedious task, as there are so many options available....

Private Health Insurance Coverage Levels Explained

Private Health Insurance Coverage Levels Explained

With the ever-increasing cost of health care, it is becoming increasingly important to understand the different coverage...

Small Business Health Insurance Plans

Small Business Health Insurance Plans

The cost of healthcare can be a major concern for small businesses, especially when it comes to providing health...

Comparing Medicare and Medicaid Coverage Levels and Benefits

Comparing Medicare and Medicaid Coverage Levels and Benefits

When it comes to health insurance coverage, two of the most popular choices are Medicare and Medicaid. Both of these...

An Overview of Guaranteed Issue Coverage for Pre-Existing Conditions in Some States

An Overview of Guaranteed Issue Coverage for Pre-Existing Conditions in Some States

The issue of guaranteeing health insurance coverage for pre-existing conditions is becoming increasingly important for...

Understanding the Coverage Details of Group Health Insurance Plans

Understanding the Coverage Details of Group Health Insurance Plans

It can be overwhelming to understand the coverage details of group health insurance plans, especially if you’re...

Understanding Choice of Network Providers and Access to Care for Private Health Insurance Plans

Understanding Choice of Network Providers and Access to Care for Private Health Insurance Plans

When choosing a private health insurance plan, one of the most important considerations is understanding the network...

Understanding Private Health Insurance and Prescription Drug Coverage

Understanding Private Health Insurance and Prescription Drug Coverage

Having private health insurance is essential for managing your medical costs, and prescription drug coverage is a major...

Everything You Need to Know About Association Health Plans

Everything You Need to Know About Association Health Plans

Are you looking for group health insurance options? Association health plans are one of the most popular types of group...

Comparing Provider Networks and Access to Care

Comparing Provider Networks and Access to Care

For those looking for healthcare coverage, comparing provider networks and access to care is a crucial factor in...

Health Insurance Plans: A Comprehensive Overview

Health Insurance Plans: A Comprehensive Overview

Health insurance plans are a crucial part of any family's financial security and well-being. With the rising costs of...

A Comprehensive Look at Understanding Coverage Details for Private Health Insurance Plans

A Comprehensive Look at Understanding Coverage Details for Private Health Insurance Plans

With the ever-rising costs of medical care, having private health insurance coverage is a must for most. However,...

Exploring Mental/Behavioral Healthcare Coverage

Exploring Mental/Behavioral Healthcare Coverage

Mental and behavioral healthcare coverage is an essential part of any health insurance plan. Without access to the...

Comparing Quotes Across Different Providers and Plans

Comparing Quotes Across Different Providers and Plans

Are you looking for the best deal on a health insurance plan? It can be difficult to compare different providers and...

Everything You Need to Know About Family Health Insurance Plans

Everything You Need to Know About Family Health Insurance Plans

When it comes to protecting your family's health and well-being, having the right health insurance plan is essential....

Requesting Quotes from Multiple Providers

Requesting Quotes from Multiple Providers

When it comes to finding the best deal for your health insurance plan, the best way to get started is by requesting...

Short-Term Health Insurance Plans: What You Need to Know

Short-Term Health Insurance Plans: What You Need to Know

Are you considering a short-term health insurance plan? Short-term health insurance plans can provide an affordable,...

Understanding Guaranteed Issue Coverage for Pre-Existing Conditions

Understanding Guaranteed Issue Coverage for Pre-Existing Conditions

Private health insurance plans are an important way to protect yourself and your family from unexpected medical costs....

Understanding Income-based Discounts for Medicare and Medicaid

Understanding Income-based Discounts for Medicare and Medicaid

Americans who are on Medicare and Medicaid, or who are considering enrolling in one of these government-funded health...

Small Business Health Insurance Plans

Small Business Health Insurance Plans

For many small business owners, providing health insurance plans to their employees is essential. With the right health...

Medicare: A Comprehensive Overview

Medicare: A Comprehensive Overview

Medicare is one of the most important government-funded health insurance plans available in the United States. It is a...

Understanding Prescription Drug Coverage

Understanding Prescription Drug Coverage

Prescription drug coverage is an important aspect of health insurance that can greatly affect the cost of a person's...

Comparing Coverage Levels of Different Government-Funded Health Insurance Plans

Comparing Coverage Levels of Different Government-Funded Health Insurance Plans

As the cost of healthcare continues to skyrocket, many people are looking for ways to reduce their medical expenses. One...

Understanding Self-insured Group Health Plans

Understanding Self-insured Group Health Plans

Are you considering a group health plan for your business or organization? Self-insured group health plans are becoming...

Discounts for Native Americans and Alaska Natives

Discounts for Native Americans and Alaska Natives

Native Americans and Alaska Natives have long been underrepresented and underserved by the government, but now, many...

Understanding How to Request Quotes for Medicare, Medicaid, VA, and CHIP Coverage

Understanding How to Request Quotes for Medicare, Medicaid, VA, and CHIP Coverage

Are you looking to purchase health insurance coverage that is subsidized by the government? If so, you may be considering ...

Understanding Waiting Period Exclusions for Health Insurance Coverage

Understanding Waiting Period Exclusions for Health Insurance Coverage

Having health insurance is essential, but understanding the limitations of coverage can be complicated. Knowing what...

Everything You Need to Know About Individual Health Insurance Plans

Everything You Need to Know About Individual Health Insurance Plans

Are you looking for a comprehensive health insurance plan that is tailored to your individual needs? Individual health...

Discounts for Veterans and Their Families

Discounts for Veterans and Their Families

As a show of appreciation for those who have served our country, many organizations are offering discounts and special...

Understanding Premium Costs and Copays/Coinsurance Amounts

Understanding Premium Costs and Copays/Coinsurance Amounts

When it comes to private health insurance, one of the most important factors to consider is the cost. Premiums, copays,...

Comparing Coverage Levels and Deductibles

Comparing Coverage Levels and Deductibles

When it comes to health insurance, it is important to compare coverage levels and deductibles to make sure you are...

Understanding Medicaid: Types of Government-funded Health Insurance Plans

Understanding Medicaid: Types of Government-funded Health Insurance Plans

Health insurance is an essential part of ensuring that you and your family stay healthy and financially secure. With the...

Understanding Self-Insured Group Health Plans

Understanding Self-Insured Group Health Plans

Self-insured group health plans are becoming increasingly popular due to the flexibility, cost-effectiveness, and control ...

Understanding Out-of-Pocket Maximums, Deductibles, and Copays/Coinsurance in Group Health Insurance Plans

Understanding Out-of-Pocket Maximums, Deductibles, and Copays/Coinsurance in Group Health Insurance Plans

When it comes to health insurance, the cost of coverage is often determined by out-of-pocket maximums, deductibles, and...

Short-Term Health Insurance Plans: What You Need to Know

Short-Term Health Insurance Plans: What You Need to Know

Are you in need of health insurance, but don't want to commit to a long-term plan? Short-term health insurance plans may...

Understanding Individual Health Insurance Plans

Understanding Individual Health Insurance Plans

Individual health insurance plans are an important and often overlooked part of securing your future financial wellbeing. ...

Understanding the Children’s Health Insurance Program (CHIP)

Understanding the Children’s Health Insurance Program (CHIP)

Providing quality healthcare for children is of utmost importance in any society, and the Children's Health Insurance...

Understanding Preventive Care Coverage

Understanding Preventive Care Coverage

Preventive care coverage is an important type of health insurance that can help keep you healthy and reduce your medical...

Understanding Employer-Sponsored Health Insurance Plans

Understanding Employer-Sponsored Health Insurance Plans

With the rising costs of healthcare, many employers are offering health insurance plans to their employees....

Understanding the Coverage Details of Health Insurance Plans

Understanding the Coverage Details of Health Insurance Plans

When it comes to health insurance, understanding the coverage details of each plan is essential. With the right plan, you ...

Comparing CHIP (Children's Health Insurance Program) Coverage Levels and Benefits

Comparing CHIP (Children's Health Insurance Program) Coverage Levels and Benefits

With the rising cost of healthcare, it is more important than ever for parents to understand their healthcare options for ...

Understanding Multi-Policy Discounts

Understanding Multi-Policy Discounts

If you're looking for ways to save on your private health insurance, one of the best options available is a multi-policy...

Comparing Premium Costs and Copays

Comparing Premium Costs and Copays

Are you considering purchasing a health insurance plan, but can't decide which one is the best for your needs? It's...

Maximizing Employee Engagement with Low-Cost Incentives

Maximizing Employee Engagement with Low-Cost Incentives

Employee engagement is an important part of any successful business, yet many companies struggle to find the right...

Emergency Care Coverage: An Overview of Different Types of Health Insurance

Emergency Care Coverage: An Overview of Different Types of Health Insurance

Having the right kind of coverage for emergency care is a crucial part of managing your health. Unforeseen medical...

Discounts for Private Health Insurance

Discounts for Private Health Insurance

Are you looking for family discounts on private health insurance? Then you're in luck! With so many discounts available...

Large Business Health Insurance Plans Explained

Large Business Health Insurance Plans Explained

For large businesses, health insurance plans are an important part of providing comprehensive benefits for employees....

Understanding Hospitalization Coverage

Understanding Hospitalization Coverage

When considering health insurance coverage, hospitalization coverage is an important aspect to understand....

Requesting Quotes from Multiple Providers

Requesting Quotes from Multiple Providers

Getting a quote from multiple providers can be a daunting task. It can be time consuming, confusing, and expensive.

Premium Costs for Employers and Employees

Premium Costs for Employers and Employees

Group health insurance is a vital part of providing quality healthcare to employees and their families. But what are the...

The Benefits of Group Health Insurance Plans: Making the Right Choice of Network Providers and Access to Care

The Benefits of Group Health Insurance Plans: Making the Right Choice of Network Providers and Access to Care

When it comes to making the right choice of network providers and access to care, group health insurance plans offer a...

Understanding Out-of-Pocket Maximums and Deductibles in Private Health Insurance Plans

Understanding Out-of-Pocket Maximums and Deductibles in Private Health Insurance Plans

When considering a private health insurance plan, it is important to understand out-of-pocket maximums and deductibles....

Understanding Association Health Plans

Understanding Association Health Plans

Are you considering an association health plan for your business? Understanding the basics of how these plans work can...

An Overview of Large Business Health Insurance Plans

An Overview of Large Business Health Insurance Plans

When it comes to providing employees with health insurance, large businesses have a wide range of options. From group...

A Comprehensive Look at Employer-Sponsored Health Insurance Plans

A Comprehensive Look at Employer-Sponsored Health Insurance Plans

Are you considering getting health insurance through your employer? Employer-sponsored health insurance plans are an...

Loyalty Discounts: What They Are and How to Use Them

Loyalty Discounts: What They Are and How to Use Them

In today's competitive market, loyalty discounts are becoming increasingly popular as a way to reward customers for their ...

Comparing Coverage Levels and Deductibles

Comparing Coverage Levels and Deductibles

When it comes to health insurance, comparing coverage levels and deductibles can be a daunting task. With so many...

Understanding VA Health Benefits

Understanding VA Health Benefits

Are you a veteran in need of health care coverage? Have you heard about VA health benefits but don't know what they are...

Discounts for Group Health Insurance: What You Need to Know

Discounts for Group Health Insurance: What You Need to Know

As the cost of health insurance continues to rise, many employers are now turning to wellness program discounts as a way...

Multi-policy Discounts: All You Need to Know

Multi-policy Discounts: All You Need to Know

Are you looking for ways to save on your group health insurance plans? Multi-policy discounts may be the answer. In this...

Comparing Health Insurance Quotes Across Providers and Plans

Comparing Health Insurance Quotes Across Providers and Plans

Comparing health insurance quotes across different providers and plans can be a daunting task. With so many options...

Understanding Experimental Treatment Exclusions in Health Insurance Coverage

Understanding Experimental Treatment Exclusions in Health Insurance Coverage

Understanding the various exclusions of experimental treatments in health insurance coverage is becoming increasingly...

Comparing VA Benefits for Veterans and Their Families

Comparing VA Benefits for Veterans and Their Families

For veterans and their families, there is no greater gift than the benefits offered by the Department of Veterans Affairs ...

The Benefits of Group Health Insurance Plans for Prescription Drug Coverage

The Benefits of Group Health Insurance Plans for Prescription Drug Coverage

If you're looking for prescription drug coverage, group health insurance plans can offer a range of benefits that can...

Coverage Levels for Group Health Insurance Plans

Coverage Levels for Group Health Insurance Plans

When it comes to health insurance, selecting a coverage plan that meets your needs can be a daunting task. Group health...

Comparing Provider Networks and Access to Care

Comparing Provider Networks and Access to Care

Finding the right health insurance plan can be a difficult task. With so many options to choose from, it can be difficult ...

Comparing Premium Costs and Copays

Comparing Premium Costs and Copays

As health care costs continue to rise, understanding the difference between premium costs and copays can be a daunting...